Results of the 2nd round: TU - No change. I only had 2 BK related credit cards on the report after the 1st round. As they had both been "verified" by TU in the 1st round, I received a letter from TU a month ago stating that TU would not reinvestigate them. I had expected this to happen. Equifax - Two (2) BK related credit card charges were deleted in the 2nd round. Experian - One (1) BK related credit card charge was deleted in the 2nd round. This is ironic because I only ever tried to delete one lousy item off a credit report myself. This was it and I had said the wrong thing to Experian and got it verified as a BK item in September. Stupid me. In the 1st round, the item was reverified. Then fortune smiled on me in the 2nd round. The lender name is changing lender names and in the confusion, the item got disputed and deleted by Junum. Just incredible. By the way, I am convinced that this item would have been deleted in the 1st round if I had not tried to dispute it myself. Where do I stand today: TU - 2 BK credit card accounts Equifax - 3 BK credit card acounts Experian - 3 BK credit card accounts Total Junum deletion statistics: Two (2) foreclosure items. There were only 2 of these as the foreclosure never got reported to one CRA. Ten (10) BK related credit card accounts out of eighteen (18). One (1) "lost or stolen card" account. I am very satisfied with Junum. Please remember that while I don't like admitting this: All of the negatives on my credit reports were accurate due to my injury I sustained a few years ago. Tosay, I made personal copies of my updated credit reports. I am now thinking about my strategy for the 3rd round of Junum disputes. In the 3rd round, I plan to tell Junum what to do as I am concerned that if I let them dispute the 8 remaining items a third time it will appear frivolous. I may ask them to insert Capital One credit limits and delete my old address etc. instead.