Junum Update: Round 1

Discussion in 'Credit Talk' started by roni, Oct 23, 2000.

  1. roni

    roni Well-Known Member

    Yippee. Junum got 3 student loan collections reported by USA Funds, the guarantor, off my report with Experian. I had already gotten them deleted with equifax, but Experian was playing hardball. NOw they are gone. I can wait to see my transunion. Yippee
     
  2. Jim

    Jim Well-Known Member

    Roni - Congrats and some ?'s

    Congrats Roni!!! Junum will start to clean my credit this week. I expect to see results in 30 to 45 days.

    Do you have any idea how they got the accounts deleted?

    How long did it take?

    Thanks - Jim
     
  3. roni

    roni Well-Known Member

    RE: Roni - Congrats and some ?

    I guess they just disputed them. I got real tired of disputing. It was giving me a tummy ache. I concentrated more on getting better tradelines (and we all know how that turned out. LOL!) I sent them my packet in sept and they sent out dispute letters on sept 12th. I still havenot received my revised credit reports. I pulled my experian report on line and saw the 3 collections gone. Man am I siked. So far, Junum is ok in my book. I am gonna give them at least 1 year to clear my report of the student loans and maintain my credit profile.
     
  4. Momof3

    Momof3 Well-Known Member

    RE: Roni - Congrats and some ?

    May I ask, were these paid or unpaid charge offs???
     
  5. roni

    roni Well-Known Member

    RE: Roni - Congrats and some ?

    PAID OF COURSE. I dont owe anyone mom. they were defaulted student loans. Newly consolidated with zero balances.
     
  6. Jim

    Jim Well-Known Member

    Roni - How do you see your Exp

    .
     
  7. roni

    roni Well-Known Member

    RE: Roni - How do you see your

    I purchased it at www.123creditreports.com for $7.95. They also have a cool score profiler for $3.95 additional. This is very accurate and better than q-space version of equifax.
     
  8. Momof3

    Momof3 Well-Known Member

    RE: Roni - Congrats and some ?

    Sorry I thought so just had to ask:) How long had they been on there?
     
  9. roni

    roni Well-Known Member

    RE: Roni - Congrats and some ?

    4/99. These damn loan defaulted while I was in my hospital residency residency and get this I applied for deferment but it wasnot excepted by my lender. I have been battling and argueing with the dept of ed and the lender for 1.5 years now. No one will really help me remove this. So I moved on.
     
  10. RITA

    RITA Guest

    $$$$

    HOW MUCH ARE YOU GUYS PAYING FOR THESE SERVICES?
     
  11. roni

    roni Well-Known Member

    RE: $$$$

    $7.95 .
     
  12. graywolf

    graywolf Guest

    What is junum?

    Could somebody clue me in to what or who is this junum? I have a student loan that is over ten years old and had not heard from anybody about it until recently, now have 3 collection agencies trying for the same amount (I think) the amounts all vary and I did not borrow that much money.
    so I am really confused.

    thanks
     

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