What I really want to know is do peoples score's really go up? Is there any difference between Junum and Lexington and....most importantly why would I want to spend my time doing this....cause its no fun
I use Junum, and my score went from 583 in March to 561 in April. Granted, I signed up for Junum April 7, but Don't know what's up since then. The reason I chose Junum: it seemed cheaper than Lexington, and there's alot of positive feedback on them here. I also am a full-time student with a full-time job, and don't have the time or patience to do it myself. I haven't received any results yet, but NanaC has gotten 22 deletions in 2? rounds. Either way you go; Junum, Lex, or home schooling (hehe) you will find my support.
Well I am in your boat - my score is 550 and I am unsure what to do next. When did they send out your first round? You should be hearing back soon I would think.
They received my reports on April 26. Got a report on something I disputed that says by June 6, they will be done. I think it was an Experian report. Anyhoo, I will keep you updated!
Hi Erica, I just signed up for Junum on May 16, 2001. They just received my (3) credit reports today. So I hope they start working soon. I am so ready to be debt free. My credit score is a 580. Let me know what kind of results you get from them?
Ok! I misunderstood. I realized that I might be misunderstanding, so that's why I spelled it out. Thanks
I used Lexington for two rounds. They did what they say they would do. I think the total was about 15 deletions including a repo. I started getting concerned that after 2 rounds that the bureaus would get wise to what was going on so I canceled. The repo was still left on Experian so I disputed it myself and then it was gone there too! In case you were wondering, it was Arcadia Finance that didn't respond. If I would have known what I do now I would have done it all myself. Mike
22 deletions in 2 rounds! First, scabbo, whichever process you choose to use, please know that you will receive my support! Have you read up on junum and lex here? Their websites? That might help you make a good decision!