1. Coll $984 (unpaid) since 1995 / eqf 2 Coll $96 (unpaid) since 1998 / eqf/exp 3 Coll $255 (unpaid) since 1997 / eqf/exp 4Judgement $3150 (unpaid) since 1997 / eqf 5 Coll $4098 (unpaid) since 1995 /eqf 6 Coll $441 (unpaid since 1995 / exp. Now, since everybody was posting all this negative info. about junum, I almost cancelled in the beginning of this month. Thank God I didn't. I have to admit that I was also leary of them but now I am so so happy. Now I am just waiting to see my TU report. That one I have not received yet.