After writing the same disputes for over a year, and disputing items online over and over and over again, I went ahead and disputed 5 out of 6 negatives through the online form...... Not a real bright idea, but hey, what the hell? They let you do it.... and it takes minimal effort to check off the "not my account" box.... All 5 negatives were deleted....(this makes for a total over over 13 deletions on Equifax alone) Somebody must have tired of getting my letters... Lol, 2 judgments, 2 chargeoffs, and one collection! All gone... For now, anyway...... Think somebody forgot to write to the creditors? It doesn't matter... I went ahead and disputed the last negative trade line.... Thought I would give somebody some hope today...
Congrats! I had the same thing happen to me. I disputed a tredeline via snail mail at least half a dozen times with EQ, but they refused to budge. Then I tried the online approach and *poof* it was gone. I'm wondering... perhaps they have some sort of an automated investigation process when an item is disputed online?
It's possible that it's automated because I did it and then called to cancel my investigation a few minutes later and they said there is no way to stop it because it was already gone.
HUGE Congrats Melissa. What's a "Starving Writer". If it has anything to do with "ghost writing" a book with me, we may need to talk.
Well, Butch, at the risk of exposing my anonymity, here's the link to my website (I actually only put it on the web a week ago, hence the lack of domain name...) If you would like to discuss anything, my email is on the page... http://www.writingservices.virtualempire.com
