My CE score was only 477 with bk's and judgements. I disputed five items including my fist mortgage reported me 3500 behind and i had several 30 day 60 day 90 day 120 day and even 150 day lates. I just refinanced with them prior and just disputed the 3500 behind part. Checked today and they totally wiped it from my report and started me out fresh no lates all pays on time. couldnt believe it. Checked my CE score and it jumped to 533 with just that one thing removed. for those of you who thought that all this is for not just stick with it and there will be some light at the end of the tunnel. Thanks to all of the boards help as well. all you guys and gals have inspired me to stick with this.
