I have a 609 (PG FAKO). I was approved for a paultry $600 for Corvett, a surprising $3000 for the Union Plus, and nixed on the GM Card. I don't understand household. From what I understand, Union Plus has the higher limits, and GM card has the lower limits. So why approve me for $3000 on one card and shoot me down on another. Whatever the reason, I'm glad. Two months on the comback trail. My time approved for CC since 1999. It feels good. This time I know that just because I have it, I don't have to use it! Hope this gives someone hope who was hopeless.
I have no clue how that works either... I applied for a best buy card and got approved for a 3000.00 limit. checked the box on the application and got a 300 limit on a master card. Right after I got back from best buy I applied for a gm card and was approved for a 2000 limit. I also applied for a union plus card and got a 1000 limit. heres the kicker, there were some negatives on my equifax that i disputed and then my score was temporarly raised to 681-688 (when I had called etrade bank about my loan they told me it was 681...when i pulled it on myfico it was 688). Well I am guessing best buy scoring will look more at score vs content, and the same with the gm card. the other cards may look at the content of your credit report and determine you rate and limit on what ever they see. I have no clue how union plus decides what kind of limits to give out. I still havent recieved my union plus card...august will be a 1 year (but it still reports on my credit reports and helps my untilization. d
