I STILL HAVE BAD CREDIT, 1 REPO ON EQUIFAX, 2 ON T.U.(REPO AND COLLECTION) AND 4 ON EXPERIAN (REPO AND 3 COLL). I HAVE RE-ESTABLISHED GOOD CREDIT SINCE JANUARY OF 2000 SO I HAVE ALMOST A YEAR OF GOOD PAYMENT HISTORY. I HAVE BEEN RECIEVING PLATINIUM OFFERS IN THE MAIL, THIS DOESN'T FLATTER ME BECAUSE I WOULD BE DENIED. BUT I WAS JUST WONDERING WHY? DO THEY LOOK AT A CREDIT SCORE RANGE OR WHAT? I MEAN ITS GOOD BECAUSE ALL MY HARD WORK IS PAYING OFF. BECAUSE WHEN YOU HAVE GOOD CREDIT YOU HAVE A LOT MORE CHOICES. AND BELIEVE IT OR NOT YOU ARE TREATED WITH MORE RESPECT. HAVE A CAR DEALERSHIP OR WHO EVER PULL YOUR CREDIT AND IF THEY CAN WORK WITH YOU, THEY TREAT YOU LIKE YOU ARE THEIR BEST FRIEND, BUT IF YOUR CREDIT IS BAD, THE GUY WONT EVEN CALL YOU BACK AND WILL AVOID YOU LIKE THE PLAGUE, I'VE HAD THAT HAPPEN TO MANY TIMES. THANKS FOR YOUR REPLIES.
