"Account transferred or sold" Should I get this bugger removed? Or is it helping me? Would this be a charge off? Details: Credit card, Sun Trust Bank Balance Date 11/1998 Amount $0 High/limit $3,000 Status, As Agreed Also, a few months ago I applied for a cap 1, to do a balance transfer. Went through the whole approval thing on the phone, they gave me a credit limit of 300 bucks, so I told 'em to stuff it. Now that account is on all 3 crs, open for 2 months and closed by consumer, credit limit 0 and balance 0. Is that hurting me as 100% utilization, or should I just ignore it? I guess if cap1 keeps it there, I could use it for unlimited free reports.
Sun Trust looks good if no derrogatory notations. The other tradeline for $300..uhmm..I can't say except to observe the low dollar amount.
