I got here by doing some research on Lexington Law Firm and one thing led to another and here I am. I see that a lot of people do as much as they can themselves before turning over to Lexington or one of the others. I have no idea where to start. I am limited on time, so I don't want to go through a long learning process. Where do I start? Do I get my credit reports online? How? Hire a company (which one), or do it myself? If do it myself, where do I go to figure out how to write letters, etc? All recommendations are appreciated.