just got a letter from collector

Discussion in 'Credit Talk' started by opie, Jul 14, 2003.

  1. opie

    opie Active Member

    ok my insurance company canceled my isnsurance,
    because i said i raced my car. i was talking to the secretary and she ran to the agent. ok me stupid.

    so there charging me 50$ for being canceled. i told them im not paying you a freakin dime.

    so the money is not the issue, the issue is having rights in this freakin country. were forced to have insurance and forced to sign there contracts. so can i fight this collection. my report was clean, i just cant win in this country.

    big companies want money for absolutey nothing,
    i mean when we receieve a service we pay, no service no pay. that seems simple. what the hell.
     
  2. NJones

    NJones Well-Known Member

    Tell them you were talking about your "race car", of course. Not your street car. There must have been a misunderstanding.
     
  3. GEORGE

    GEORGE Well-Known Member

    I'M NOT AN INSURANCE EXPERT...but I think the $50 CANCEL FEE IS BOGUS!!!!!!!

    They have a "NEW BUSINESS" fee (LIKE YOU ADD YOUR TEEN, OR YOUR NEW WIFE/HUSBAND)...but NOT a cancel fee!!!!!!!
     
  4. GEORGE

    GEORGE Well-Known Member

    "IF" it is on your credit report~~"NOT MINE, PLEASE REMOVE"
     
  5. opie

    opie Active Member

    they got the right car, they told me its a 10% fee if you cancel or they cancel you. 10% of the premium
    something like that.

    i told them, they fraudatly canceled my insurance, because i never even raced my car.etc...

    i dont know, ive worked so hard to get my credit where it is today. mainly from this site. but my stubborness is ruining my credit again i guess.

    but it just seems like i have no recourse, they say i owe them money . i say i dont. theres no judge or jury. they use the cra to blackmail people, into submission.

    VICTORIA INSURANCE YOU PEOPLE ARE THIEVES.
     
  6. GEORGE

    GEORGE Well-Known Member

    DISPUTE IT TILL IT GOES AWAY!!!!!!!!

    I wouldn't pay it if you found $50.00 in the street!!!!!!!!!!!!!!!!!!

    BOGUS FEE!!!!!!!!!!!!!!!!!!!!!
     
  7. Butch

    Butch Well-Known Member

    The issue my dear Opie, is what the contract says.

    If it says you pay the 50 bux then pay it and forget it. If you don't you could be opening yourself up to a battle that could cost a LOT more than a lousy $50.


    Study that contract and use your head little brother.

    :)

    .
     
  8. SLOYAROLE

    SLOYAROLE Well-Known Member

    Re: Re: just got a letter from collector

    Yep. If you signed the deal, you should pay it and move on to another Ins. company.
     
  9. klingsor

    klingsor Well-Known Member

    Re: Re: just got a letter from collector

    If it's in collections already just go ahead and pay it. You'll lose a LOT more than the $50 if it goes on your credit record. And you'll regret the stubbornness and the principle when you get denied for a loan.

    But don't go down easy. Go visit a few websites about insurance rates and companies and post your experience in detail. You're likely to cause them to lose them more than that $50 through lost business. And it doesn't go on your credit report.
     
  10. GEORGE

    GEORGE Well-Known Member

    Re: Re: just got a letter from collector

    Do they have PROOF that the $50.00 FEE is real...AND NOT MADE UP ON THE SPOT???
     
  11. lbrown59

    lbrown59 Well-Known Member

    Re: Re: just got a letter from collector

    cra to blackmail people, into submission.
    Rite opie
    works just like the mobs protection racket
     
  12. amish

    amish Well-Known Member

    Re: Re: just got a letter from collector

    Oh....and DRIVE RESPONSIBLY!
     
  13. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Re: just got a letter from collector

    Oh....and DRIVE RESPONSIBLY!
    ==============================
    An they can tell this by your credit report = Right!
     

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