I read the mail and there were 2 interesting things in there. 1) A Get Smart card with my first name and middle initial, but with someone elses last name. It was forwarded from my old address where this Erica chick now lives! How odd. So I called the company and told them what happened. I had to cut up the card, but it was nice to hold $1000 even if it wasn't mine. 2) An application (with sticker) for a CapOne Gold card with 0.0%APR until Jan 2002. This one is not as easy as the first thing I opened in the mail. Any suggestions on what I should do? BTW, I am now debt free except for Student Loans. I just paid off both of my CC's to 0. If that helps. Thanks!