I needed to make up for the 7k loss in CL HSBC gave me. (They reduced 10k down to 3k even though there was only a $750 balance on the card, perfect standing for 8 years, with no balance over $1k on any of my other cards). Anyway, I was receiving repeated offers from Citi, so I thought why not apply. Card arrived today, $12.5k, 0% BT till 05/2010!
