Hey I followed the instructions of killer (I think) from a previous post and simply clicked the been denied credit in the past 60 days button. I then hit all the I agree buttons and there it was. Now it did ask me several questions about some of my accounts before it allowed me to view the report. I believe that is how they verified I was who I said I was. Try and see. I have had such a bad time that perhaps someone denied me credit because I thought in my mind I was going to apply. Just to head me off and save me some time. Mike G.