just got my pre-proved amex green reward card offer, any good of this card? Is it a charge card or credit card? What kind of good stuff can I get after I've enough points? I prefer to have blue cash card, though I've only 1yr credit history, Is that possible to trade or upgrade green reward card to blue cash card after I get my green card
I can help you with that, you'll have to tell me what the letter says, it'll have a specific code and then I can tell. But normally AMEX green card is their CHARGE card. A couple things that AMEX looks at is your credit history, they prefer 2 year credit history in order to approve you and you need an income of at least $20,000 a year. Your credit has to look perfect basically to get a AMEX, but they are very particle about their customers, they are not like capitol one where they are more likely to approve you. AMEX is more strict, more tough shall we say. let me know if you need any more questions answered. A freind
Not necessarily true (pertaining to the "green card") I have a "green" card, and its actually they're CASH REBATE card - yours though does sound like it might be the regular green charge card. Congrats -Sal
One if you've got the score to go with AMEX, but I will tell you this, they will do a lot of research on you in order to approve that card. I've watched the process in how AMEX approves their credit cards. They want to know if you have the money to back it up. Yes that is true with the charge card you have to pay it back in 30 days and there is no interest though you still have a set limit. If you have an existing AMEX card, the process in getting approved is much easier as long as you are not past due. THe other thing to know is that if you ever had a credit card with AMEX, and you still owe them money and it's $150.00 that you still owe them and it was 8 years ago, they will not approve you for a credit, make sure if you had a card with them that you pay the money back. That's just food for thought. All the best
