So you ask what is my score... 591 (credit category is FAIR) I don't get it! I don't understand this bit of information that they provided with my score. To raise my score I should apply for credit. According to Q-Space I would only recieve offers from sub prime lenders. Why would I apply when all I'll get is sub prime? I already have sub prime with Providian and Bank First. I know that Q-Space is not very reliable but I wanted to get an idea of where I stand while waiting out the disputes on the paid collections. Sorry I had to rant, and I know that there has to be someone out there who is just like me.. I don't get it.