Hi folks, I sure would be most obliged for your advice. My wife has a long-standing (11-month) dispute with T-mobile over a service cancellation fee they originally twice agreed to waive by phone but have since sent for collection. We dealt initially with their in-house "collection agency" in CA and gave them the bum's rush by setting out our position, giving them fair warning that we'd sue if this ever reached the missus' credit report, and invoking the Cease and Desist provided for by the FCRA. They went away. Months later, up pops another letter from a CA in Alabama. We did the same. They wrote to say they were closing their account and turning the matter back over to T-mobile. All was peaceful for four months. Then, another bunch write to us from yet another state (MA) with the same shenanigans. I'm sick of the hassle of having to tell all these people to leave us alone. In fact, it would be easier if someone would just sue us so that we could represent ourselves in court and make it go away. BUT, more than anything I would just LOVE to sue someone for persistently causing us to send out C&D letter after C&D letter. HOWEVER, my reading of the law is that the cease and desist provision applies to each individual collection agency the creditor sells the debt to... does anyone happen to know whether I could sue T-mobile for the statutory $1000 for not heeding my C&Ds and continuing to have agency after agency contact me? Alternatively, any other suggestions? Our paperwork's in order and we feel we're on pretty solid ground. Thanks - J
Sorry your having hassles with cell phone Co.,sounds good your keeping all records for possible future use. again I state "Semper letteris mandate" as for your question "....does anyone happen to know whether I could sue T-mobile for the statutory $1000 for not heeding my C&Ds and continuing to have agency after agency contact me? Alternatively, any other suggestions? Our paperwork's in order and we feel we're on pretty solid ground." I do not know,perhaps someone else.
