I chose not to pay the $29.95 for the reports and to gather them myself and send to Junum. Just called Experian, got a message instead telling me what all to send to submit my request IN WRITING...blah, blah, blah. Do I have to submit my requests in writing? I thought I would get to talk to someone and get all these sent out and get them to Junum soon. This is going to take forever, I should have paid the $29.95.
RE: Just joined Junum last nig You can order Equifax and Experian online (you'll have your reports in minutes) then print them out! That should work. chet
RE: I'm joining today. Well I'm right behind you. I'm planning on joining today. Did you join online?
RE: Just joined Junum last nig mom, you can still just go to myjunum (your account) and click on "credit reports" and order all three. Momof5 wrote: ------------------------------- I chose not to pay the $29.95 for the reports and to gather them myself and send to Junum. Just called Experian, got a message instead telling me what all to send to submit my request IN WRITING...blah, blah, blah. Do I have to submit my requests in writing? I thought I would get to talk to someone and get all these sent out and get them to Junum soon. This is going to take forever, I should have paid the $29.95.
Yes, Mother2 I joined last night online, went very smoothly...no problems signing up...Good luck to both of us!!
Thank you Kristi....short mess I love your name...it's the name of my youngest daughter...short for Kristian!
RE: Thank you Kristi....short Thanks! Momof5 wrote: ------------------------------- I love your name...it's the name of my youngest daughter...short for Kristian!
RE: Just joined Junum last nig For the cost of $30, it's worth your time to send each CRA the $8 and save $6. You can next-day it via USPS and still be under $30. It won't be as instant as you think. I just got a letter from TU saying they received my complaint on the 7th of Feb although, Junum sent out disputes on 1/25. In any case...GOOD LUCK!
I agree with the advice given Just relax. My first round of disputes took 87 days from joining to receiving the last of the 3 updated credit reports. Now I am a month into the 2nd round. I just let the system work for me. I don't call anyone or get upset. When Junum has exhausted their approach, I will try something else.
