I was tired of dealing with them, account open 20 months, (decent amount of time I think), only one line increase for 600 dollars, still will not unsecure it. Never a late payment, Never over the Limit. Monthly payments in the 100s, nearly paying off balance every month. I was going to pay it over the course the next two months, but was sitting here thinking, just pay the damn thing off now.. I was just looking at PFB, and everyone hates them it seems. I am glad they offered me the credit, but beyond that they are not worth a damn. Keeping the line open to help me rebuild, and thats about it.
Good for you! You're out from under them, but you are now in a position to use them for your credit advantage.
And you will be suprised at how much more eager many companies will become one you take away the profitability from them..