Just pulled Experian report

Discussion in 'Credit Talk' started by molly, Apr 22, 2001.

  1. molly

    molly Well-Known Member

    I also mailed a dispute on March 22nd for Experian. They received it on March 27th. I disputed my only two negatives and sent in copies of both my Citibank statements so they could report the limits. I just checked my report online and one negative has been verified, but the other negative doesn't say verified 4-2001 and remains like the other and no limits are being reported.

    What does this mean? It wasn't updated yesterday. Yes, I do have a life but I still check everyday. Isn't that weird, today is Sunday. Do you think the other hasn't been verified yet? The one that hasn't been verifed yet had a letter sent with it from that company as documentation. I am beginning to see how Lexingtons letters could work. I take a lot of time to make sure they are clear, mature, and professional sounding. My next letter will be inspired by Lexington and Bobby!!!
     
  2. Carrie

    Carrie Well-Known Member

    Re: Just pulled Experian repor

    How can you check everyday?? Surely you don't pay each time you check?????
     
  3. molly

    molly Well-Known Member

    Re: Just pulled Experian repor

    I click the box that says I was denied credit in the last 60 days, its free and obviously its an updated report each time.
     
  4. am

    am Guest

    Re: Just pulled Experian repor

    Must be nice...my area is serviced by a regional agency----it is a pain in the you know what to get the report out of them and when you call, they are snotty and not very helpful--almost aggresive. Can I move, please?

    am
     
  5. MikeB

    MikeB Banned

    Re: Just pulled Experian repor

    Hint. I don't recall seeing anything on Experian saying that you are only entitled to one report per 60 days. I don't check everyday (shame on molly!), but I do check a few times a month. I'm sure Experian doesn't care or they would add the software to limit you from doing it.

    MikeB
     
  6. molly

    molly Well-Known Member

    Re: Just pulled Experian repor

    I only check because I have a dispute in and want to see how long it takes for them to do the dispute. Normally, I would not pull my report like this.
     
  7. MikeB

    MikeB Banned

    Re: Just pulled Experian repor

    I "should" have disputes going on too. When they start the dispute, will it show on your report? I am about to check now. I received a response from TU only regarding starting the disputes.

    MikeB
     
  8. GEORGE

    GEORGE Well-Known Member

    Re: Just pulled Experian repor

    PULL IT LIKE THE FIRST WEEK OF THE MONTH...
    THEN PULL IT AGAIN THE NEXT MONTH...

    I'm not going to print 30 pages...HOW DO YOU SAVE???

    I GOT THIS GARBAGE WHEN I SAVED IT...

    Accounts in Good Standing</p></a></td> <td width="120" bgcolor="#bfe5f2" align="left"><p><A href="#top">back to top</A></p></td> <td width="10" bgcolor="#bfe5f2"><IMG height=1 src="../images/clear.gif" width=10></td> </tr> <tr> <td colspan="4" width="790" height="1"><IMG height=1 src="../images/full_report_line.gif" width=790></td> </tr> </table><!-- end body table ----------------------------------------------------------------------------------------> <!-- Accounts in Good Standing record ------------------------------------------------------------------------------> <table width="524" cellpadding="0" cellspacing="0" border="0"> <tr> <td valign="bottom"><br><p style="font-family:arial, helvetica, sans-serif; font-size=12pt">FIRST USA BK NA<
     
  9. MikeB

    MikeB Banned

    Re: Just pulled Experian repor

    Oops, i missed this before from Experian's Terms:
    "You may access your credit report online only one time per payment, declination or incident of adverse action, unless otherwise entitled by law. Print or save your report for future reference." Oops.

    George, there is a printer friendly version button. Hit it and print it out. Doubt it can be saved while keeping the correct formatting.

    MikeB
     
  10. GEORGE

    GEORGE Well-Known Member

    Re: Just pulled Experian repor

    30 PAGES???


    I'LL CALL FOR A PAPER VERSION...
     
  11. MikeB

    MikeB Banned

    Re: Just pulled Experian repor

    Well, I tried to pull my Experian report online and got this:


    "For your protection, your personal credit report must be handled by our Special Services Department. If you entered your credit card information, we did not charge you."
    Internet Message:
    D1-CASS-Q16

    This means either my file has been flagged (second round with Junum), because of my multiple online reports, or because my file is finally being disputed. I hope for the last one:)

    MikeB
     
  12. MikeB

    MikeB Banned

    Re: Just pulled Experian repor

    George, 30 pages? Geez. You definitely work your credit. lol
    I bet your creditors reach for the extra paper when checking your report..heh.

    MikeB
     
  13. molly

    molly Well-Known Member

    I don't print

    I just look at the items that I am disputing. I really only look at the part where it says verifie on 4-2001 and remains. The last time this particular item was verifed was 10-2001 so I could easily tell what was going on. I also looked at the Citibank limit part but thats it.
     
  14. GEORGE

    GEORGE Well-Known Member

    ON THE WAY...

    7-10 DAYS PAPER VERSION...
     
  15. molly

    molly Well-Known Member

    I got that before too

    I forgot to put in CA for my state. I went back and put it in and then the report popped up.
     
  16. GEORGE

    GEORGE Well-Known Member

    MIKE B

    WHEN I HAVE GOT IT IN THE MAIL BEFORE...IT WASN'T 30 PAGES LONG...
    MAYBE IT IS BIGGER ON THE INTERNET...2-3 ACCOUNTS PER PAGE???
     
  17. MikeB

    MikeB Banned

    Re: MIKE B

    Oh, I C. Mine is 12 pages long when printed from online and about 3-5 pages as received in the mail.

    MikeB
     
  18. mt

    mt Guest

    Save As HTML

    George, Save As HTML from your browser. I am able to refer to my report offline when I do this. Also comes in very handy if you want to dispute -- simply copy and paste, EXACT information from the report.
     

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