I have read many, many things on this site and the information here is great!!! I am posting my derogatory information as I am struggling to read it and wondering what I should work on first. The biggest problem is that I have settled 2 of these cards but I am not sure which two - how can you tell? It looks like the Chase is on here twice??? Any ideas for first step for a newbie? Thanks, again. CHASE NA / REVOLVING (01) EFX I 09-99 6086 N/A 6086 11-00 COLL/P&L 11-00 01 01 03 11-00 9554 (02) XPN I 09-99 N/A N/A 6086 01-01 COLL/P&L 6000 01-01 01 01 03 01-01 9 (03) TUC I 09-99 6086 N/A 6086 01-01 COLL/P&L 11-00 00 00 00 11-00 9 COMMENTS: XPN: ACCOUNT TRANSFERRED. TUC: ACCOUNT TRANSFERRED. DISCOVER FINANCIAL SVC /REVOLVING (01) EFX I 04-94 2000 116 CLOSED 11-00 DEL 120 255 11-00 01 01 04 11-00 5554 (02) XPN I 04-94 N/A N/A N/A 12-00 COLL/P&L 3000 11-00 01 01 04 11-00 9 (03) TUC I 04-94 3036 N/A CLOSED 01-01 UNRATED 00 00 00 01-01 - COMMENTS: EFX: CLOSED BY CONSUMER. XPN: CLOSED BY CONSUMER. TUC: CREDIT LINE CLOSED. FLEET CC / REVOLVING (01) EFX I 04-98 6276 85 6276 12-00 COLL/P&L 1000 12-00 01 01 05 12-00 9555 (02) XPN I 04-98 N/A N/A 6276 12-00 COLL/P&L 1079 12-00 01 01 05 12-00 9-666543211111111111111 (03) TUC I 04-98 6276 N/A 6276 12-00 COLL/P&L 1079 07-00 00 00 00 07-00 9 UNITED ACCOUNTS INC /0000000000044XXXX COLLECTION (02) XPN I 08-00 100 N/A N/A 03-03 CURRENT -- -- -- 03-03 19 COMMENTS: XPN: ACCOUNT SUBMITTED TO COLLECTION; PAID. ASSET ACCEPTANCE LLC /CHASE INSTALLMENT (01) EFX I N/A 7627 N/A 7627 11-02 UNRATED 7000 00 00 00 11-02 - (02) XPN I 11-02 7500 N/A 7627 12-02 UNRATED 00 00 00 12-02 - (03) TUC I 11-02 7627 N/A 7627 12-02 UNRATED 00 00 00 12-02 - COMMENTS: EFX: CUSTOMER UNABLE TO LOCATE SUBJECT. XPN: CUSTOMER UNABLE TO LOCATE SUBJECT. TUC: MOVED; LEFT NO FORWARDING ADDRESS.
OK - One of my questions was obvious - the Chase account was sold/transferred, etc to Assett Acceptance so that must be the unpaid account, right? Would this be the first place to start? Sorry for the simple question but I am really nervous about doing anything until I get a definitive answer to this problem. Thanks to everyone in advance.
My CR is posted. I have not yet got a response regarding a proposed next move. Should I have not posted my CR? I am new and reading a lot but have much to learn and would appreciate help anywhere I can get it. Thanks.
My CR is posted. I made one move - I made an online dispute to TU claiming the National Accounts account wasn't mine - after all, it isn't.
Re: My CR is posted. In a message dated 8/27/03 5:36:05 AM Pacific Daylight Time, LBrown59 writes: << OK - One of my questions was obvious - the Chase account was sold/transferred, etc toso that must be the unpaid account, right? fletchlive ========== Assett Acceptance : send them the VL >>
Re: My CR is posted. Looks like Chase was sold or transferred to Asset. Like LB said - validate with Asset I will make one suggestion. I would get your three reports from the individual CRA's the first time. Much easier to read and disseminate the information!