Well, this must be some kind of disease with me or something, because after a two year hiatus, here I am again starting the credit repair process. I am not a newbie to this board, I was very active here back in 2002 and managed to get all my negative credit repaired in a year's time. I bought a house, lived the "good credit" life for a while, and wouldn't you know it my job takes a hit, my wife and I separate, and boom, here I am again with bad credit. Time to start all over again...dust off the skills and dive back into this mess all over again. I look forward to being a regular contributor to the board again, and I will be looking for the advice of all of you again as I go down this path a second (and for god's sake I hope the last) time.... Oh, and by the way I will be going full force this time, since I had to file a chapter 13 in order to save my house. Lucky me.
