Just wondering....RE-REPORTING

Discussion in 'Credit Talk' started by snakeman, Sep 3, 2003.

  1. snakeman

    snakeman Well-Known Member

    If I dispute something on my one of my bureaus, and they re-report it at a later date, then does this mean that the 7 year period or (SOL) has now been reset? Are they required to back date an old insertion? Any Ideas???

    Hmmm, very interesting...

    SnakeMan



    "And God said, "LET THERE BE SATAN SO PEOPLE DON'T BLAME EVERYTHING ON ME" and God Said "LET THERE BE LAWYERS SO PEOPLE DON'T BLAME EVERYTHING ON SATAN".

    And God said "LET THE GOOD TIMES ROLL".
     
  2. Poochie

    Poochie Well-Known Member

    Ok, I'll answer this to the best of my limited experience:

    No, they cannot reset the 7 year reporting period - it is 7 years from the date of the last account activity.

    I believe SOL is another issue alltogether, and it varies from state to state. The SOL refers to the length of time a collector can pursue a bad debt based on teh date of default. Again, reinsertion can't reset the SOL clock.

    The bureaus are required to notify you in writing within 5 days of reinserting a previously deleted tradeline. Someone just posted about this recently - you might want to do a search on reinsertion for more info.

    Good luck
    Poochie
     
  3. snakeman

    snakeman Well-Known Member

    Thanks Poochie, good advice.
    Do you happen to know what course of action I could take?

    Sometimes I think it would be much better to just go into a coma for 7 years.......

    Hoping to hibernate,

    SnakeMan
     
  4. lbrown59

    lbrown59 Well-Known Member

    The bureaus are required to notify you in writing within 5 days of reinserting a previously deleted tradeline. Poochie
    Thanks Poochie, good advice.
    Do you happen to know what course of action I could take?
    snakeman
    ^^^^^^^^^^^^^^^^^
    $1000 VIOLATION
    Send the CRA a 500 and deletion ITS.
    THE END ** *** ** LB 59
    """"```--~~~~~~~~~--```'""'''
     
  5. lbrown59

    lbrown59 Well-Known Member

     
  6. GEORGE

    GEORGE Well-Known Member

    I DISAGREE TO THE ABOVE POST...

    :)
     
  7. lbrown59

    lbrown59 Well-Known Member

    Re: Re: Just wondering....RE-REPORTING

    Why?
     
  8. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Just wondering....RE-REPORTING

    ***09.07.2003 @ 13:12***
    It says NOTHING!!!

    IT WAS A LAME JOKE!!!

    I WENT TO THE LAME JOKE SCHOOL OF AMERICA
     
  9. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Just wondering....RE-REPORTING

    IT DOES NOT EVEN SAY "THE END" or .
     
  10. Butch

    Butch Well-Known Member

    Good Job Poochie,

    You're learnin fast.

    :)
     
  11. Butch

    Butch Well-Known Member

    Preposterous!

    [ lol ]
     
  12. lbrown59

    lbrown59 Well-Known Member

    If I dispute something on my one of my bureaus, and they re-report it at a later date, then does this mean that the 7 year period or (SOL) has now been reset?
    snakeman
    ===============
    no
    THE END ** *** ** LB 59
    """"```--~~~~~~~~~--```'""'''
     

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