K MART Pre-selected

Discussion in 'Credit Talk' started by stenwick, Jun 10, 2002.

  1. stenwick

    stenwick Well-Known Member

    Is the K MART Platinum card worth applying for?
    I filed for Chapter 7 over a year ago and they have
    been sending me pre-selected offers every
    month for the last six months.

    Does anyone out there have this card?

    Is it worth having?
     
  2. Ron

    Ron Well-Known Member


    I have Kmart Mastercard not Platinum Card 2 yrs ago and they approved me for $3500 with 11.99% fixed. By the way I have no bk or bad credit. After two months of account opened, they increased credit line to $5500. They pulled credit from all 3 credit bureaus.


    Ron.
     
  3. GEORGE

    GEORGE Well-Known Member

    You have to CONSIDER if 3 inquires for one account is worth it...

    And even with good credit you MIGHT get a $500 credit limit for your 3 inquires...
     
  4. stenwick

    stenwick Well-Known Member

    Thanks, Ron and George, for the info!
     
  5. GEORGE

    GEORGE Well-Known Member

    THE MINIMUM CREDIT LIMIT FOR CAPITAL ONE, SINCE YOU GET 3 INQUIRES FOR THE PRICE OF ONE, SHOULD BE $5,000!!!

    Just my opinion...
     

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