I just got a phone call now from "Key Credit Solutions". They said "This is Key Credit Solutions... Is this (my first and last name)... I said "Yes it is" They said "You have been approved for a Mastercard"... So now I"m approved I"m thinking... but then they ask me "are you at least 18?" If I was already approved...why they asking me that???? Who are they? is this a scam?