For some reason if you subscribe to Equifax's creditwatch every time you get a new reprot it gives you two soft inquiries. Due to limited space available people pulling their reports everyday would end up getting errors saying their report was too big to view online. Equifax solved this problem by deleting two inquiries (either hard or soft) every time you get a report and score once you get to the set number of inquiries (I think around 115). So the way it works if you pull your report every day, you will cycle through all the inquiries in 45 days. This is after you have reached the set number of inquiries. So if you just now start, you probably have around 30 inquired hard and soft. After about a month you will have the set number of inquiries then you will join the 45 day club, and after 45 days of continuous report pulling you shouldn't have any inquiries left (assuming you don't apply for more credit). scott
My trick was the one where you place into ispute already "verified" items from Experian. I don't think it worked though. Lizardking printed out the page that showed it in dispute and then he went back into the CE and it wasn't showing in dispute. I think he was going to nail them if it wasn't fixed after the 30 days.
neo I have no clue. The title was something like :how 2 dispute previous dispute items" or something to hat effect.