Hi - I have gotten quite a bit done from reading these boards and applying the things as they fit my situation. Happy to say that i have come up from the mid-high 500's to EQ 662 and TU 638. On my TU i still have a charge of showing that is supposed to drop off next year about August. I am thinking of sending a validation letter to them since the account is so old. It's the OC. My question is, if it comes back validated, will it reset DOLA? Should i despute it through CRA's instead? Thanks D.
My vote is for the CRA. Validating with the OC does nothing at this point. Since it's been over 30 days since their first contact with you, they're under no obligation to validate.
