Still can't get over my target visa experience yesterday. Was "approved" for an unbelievably low cl - $700 at 18.9% - when just a few weeks ago I was approved for 6K for Chase Plat and 8,2K from Generations (they checked TU) and 4K from Citibank (Experian). Anyway - I cancelled the Target card after trying - without success - to get them to raise the cl. Still trying to figure it out - they checked Equifax - where my score was 698 with only 1 inq in the past 6 mos. Anyway - I'm not going to apply for anything for at least 6 months, and i'm getting real nervous about what's gonna happen score wise when the Chase and Citibank start reporting.
