I refinanced my Explorer today with 9% interest. That amounts to a BIG savings when you are talking a $15,000 loan at 9% comared to 18%. It was also through a finance company, and now it is through a bank, which should help my credit rating even more. Not to mention the fact that it will be another positive tradeline, and an $17,000 auto loan that is paid in full. P.S. It was never financed at Ford Credit.
RE: Killed 2 birds with one st How many payments did you make before you re-financed? Who originally financed your car and which bank re-financed?
RE: Nevermind.... MP, I got the idea... some may not. FC the most obscene, dirtiest four letter word ever. RIGHT????
RE: Killed 2 birds with one st I made 6 or 7 payments to transsouth financial company in Omaha. Refinanced it with Commercial Federal Bank.
RE: Killed 2 birds with one st I have several negatives, (probably about 5 now) but all of them are at least 2 years, and paid. I also have several good trade lines, and a 631 FICO through equifax
RE: Killed 2 birds with one st I want to know this also. I've had 2 years of PERFECT payments on my car and I had one that's closed now that had perfect payments and I'd REALLY like to re-finance. I've had some negatives but not since 99. Should I go to my bank?