Kim from GA question for you

Discussion in 'Credit Talk' started by mother2, Apr 19, 2001.

  1. mother2

    mother2 Well-Known Member

    You stated that you went through Homebanc. I just called them and I will receive a phone call sometime this evening. Were they very helpful in helping you obtain a mortgage? Even with some past credit problems? I hope you see this post in time.
  2. Momof3

    Momof3 Well-Known Member


    Do you live in GA?? You may want to check out this link, they lend in GA. I am now going through them and I also referred Judy.
  3. mother2

    mother2 Well-Known Member

    Re: mother

    Thanks, and I just posted something else for you and Judy.
  4. kim

    kim Well-Known Member

    Re: mother

    Yes, my lender was extremely helpful. I started my whole process 11 mos. before I even closed on my home (long story).

    At any rate, the first time he pulled my credit, my score was 549. Told me that I had to get it to 580 to qualify for my loan. That was fine ~ I had a long time before closing.

    Told me everything I needed to do. Write letters, pay bills, write credit explanations, etc.
  5. mother2

    mother2 Well-Known Member

    Re: mother

    oh, that's great. My score now is 579 with Equifax. Don't know if it's higher or lower with Exp or TU. Thanks so much for you info.

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