I have read here that this card is issued by Capital One. Is it a subprime card? Is it easy to get? I am thinking about applying but don't want to waste an inquiry. Would appreciate any info. Thanks.
Yes, I have one with 15.9 as lowest, has the kicker if you are late on one payment it goes up to 25.9%. Maybe your deal may be better, but I'd read the terms closely. Probably easy to get though if you're rebuilding.
shelby, I have Capital One for over a year and the rate of the card is 11.9%. They gave gift certificate when you purchased merchandise over $50 at Kmart stores and bluelight.com. (for selected cardmembers). Here's the link for Kmart Mastercard application: http://apply2.capitalone.com/5436/1-97/index.jsp?s=05436001097XXL111XX9BLULIGHTXX Ron.