This identity theft nightmare is nearly over, I faxed a Knockout letter to Cross Country bank today about 1 of 2 bogus accounts on my credit report for a 200 dollar amount that was not mine,, I paid it anyhow when a bill accidentally came to my house, well 3 hrs after i faxed it i got a call from ACs presidents office and he left a voice mail saying he got the fax, he was very sorry, and the UDF is being sent to the CRA's for a deletion, Only 1 more deletion left, then im clear, but its a biggie, its for another CCB account that i realized was not mine due to the huge amt,, 800 dollars that has been assigned to collections, i did not mention this in the fax because im not paying a 800 dollar bill thats not mine, any suggestions on this last deletion..
You paid a bill that you had no idea what it was ????that accidentally just showed up at your house ?????
Yes like an idiot i paid a bill that showed up at my house in a CC bill envelope, it looked nearly identical to my MBNA bill and the balance was within a dollar or two. so i figured ok they sold the account, i will pay it and close it.. umm i wont be doing that anymore
I think Bill has called his estoppel for paid chargeoffs the "Knockout" letter: http://pub50.ezboard.com/fcreditwrenchfrm2.showMessage?topicID=22.topic Btw, the Nutcase letter is also for fully paid accounts with very bad tradelines. Finally, I just did a search for keywords ["knockout AND letter" -- without the quotes but include the all-caps "AND"] and came up with a few threads that may be of interest as well. Per Butch's earlier request, please post your version if possible. Thanks! Doc
The version you have linked above is the word for word exact same letter i used.. it will be interesting to see if those idiots at CCB actually send me a UDF like they said they would..
