with a 682 FICO..... my worst neg was from a closed credit card that is currently in dispute (and being nutcased) and showing 3 90day lates. I will write and ask for reconsideration .... just wanted to let you guys know. My other negs was a student loan paid charge off, also in dispute and I think i have one 30 day late on mortage from 2 years ago. advice???? oh, yeah... if CC doesn't delete by the tenth, I will be sending ITS.... Student loan should come off this month too! BTW...can i use this denial to sue TU ( not showing dispute status).
I wish I could help. I am currently on Kohls probation on my BF card too because I use it so well and they bumped his credit line...but they wont give me one either
Re: UnionDiva Just to clarify, they check tu. I have two disputes with TU and we know that their system does not show dispute status. I am going to sue TU based on the denial after I request procedures used to verify the student loan account. I sent them documentation of the account and they still verified it. I may sue USA funds also for furnishing the incorrect information.
Re: UnionDiva I had no derog when I applied but my scores were in the dump. Maybe they are not score driven, but derog driven???? Now that I go back and read Maggie's post, maybe not. I dunno what the method is to their madness...
