I need to buy a townhouse in 6 months when my lease is up. (They will be raising my rent by a large amount since a company bought my condo from my private Landlord.) I need to be able to get a mortgage. I really don't care about the interest rate, I just want to get in the door. I will refinance in a year or 2. Will working with Junum help me qualify for a loan? I plan on signing up this week if it will help. Do you think I can make a big turnaround in that time? Also how can I find out my FICO scores?