On the 15th of April I sent a copy of my land contract real estate agreement with my past 24 months payment history, hoping that this would bring up my credit scores no lates in 24 months (payment history was a printout from the real estate company I have my LC with) today 4/26 I got a letter from Experian and this is what they printed on the letter Dear BLA BLA BLA To assist you in understanding your correction summary, we have provided additional information that relates directly to items on your personal credit report. We are unable to process your request to place credit information into your personal credit report. We receive credit information from credit grantors who subsceibe to our services and driectly from the courts. While some creditors may report there data to the other credit reporting agencies, they may not report it to us. We do not add data from private parties to our database since we would unable to verify or maintain the data to keep it current. In my letter I sent to them I told them that since my LC holder does not report that I would send them a printout from the Real Estate company showing past payments every six months. Any help here on how to get them to include this in my credit file and am I gonna get the same response from EQ and TU? I went to get a car loan last year and put down that I had a real Estate lC amount XXXXXXX Home value XXXXXX payment of XXXX and the car company accused me of lieing to them cause it showed up no where on any report, they told me if it did no problem in getting me a car loan , LOL Again any help? Thanks
If I get it...you want them to report to the CRA'S but they won't...FIND SOMEBODY ELSE THAT DOES...RE-FINANCE
I agree with George. CRAs will not report an account unless the creditor has a relationship with the CRA and report the account directly to the CRA. They will not budge on this issue.
