Landlords

Could they have pulled from #4?????

 

sounds like the security deposit scam SOME run

 

It is probably listed as First American Credco
or another big company that Landlords use.
It may not list the actual Landlord.

 

Don't forget that in a market where there is a lot of bad credit people (duh people with good credit are BUYING HOUSES NOW! apr RATES!), theres little point to it.

Now.

There is another bureau that collects court records on apartment evictions, and they will pull that in a heartbeat.. I used to write the software for that. If you've ever gotten an eviction notice, you 99% more likely to do it again, simple fact.

So many of these places will run your residential eviction report and auto disqualify you if there is anything on there.

They also post bounced checks, broken leases, kickouts due to abuse to that report. Good stuff.

 

I have been burned by enough by renters to see such a service is much needed to protect landlords from sleazy tenants.

 

Hi
I wholeheartedly believe that there is a scam going on (at least here in So California) way too many either scum landlords or idiots lol..the whole system is flawed and completely unfair..but thats a fight for another day...IF your son has been turned down for an apartment he can go to ( I think you can even order it for 8.00 w/o being turned down just to see whats on there...
http://www.udregistry.com/
they will give you your file to see the evictions etc that the prospective landloard used.. I just when through an eviction (long sad story) and my lawyer said a LOT of landloards in So. California use this service. Also if a landlord took money from your son and turned him down they are required to tell him why I think the law requires though that your son request in writing within a certain time frame.
Good luck (its brutal right now....)
Sbdmom

 

In my state the landlord tenant laws heavily favor tenants over landlords.

 

Which party were you?

 

Re: Landlords (long rant sorry)

Hi
We were the party that got kicked out lol....but we don't owe any money..Not all landlords are bad we have just allowed ourselves to find the bad ones the past couple of years and didn't know or enforce our rights till NOW..(we are slow learners)
The worst part of the system is once they file for eviction its there regardless of whether or not you make amends pay past due or comply with their request and end up staying as their tenent whatever....that EVICTION is still on your record..
We unfortunately have several eviction showing up
we have two when we were at the same complex that we resolved and stayed for another year..that has no bareing when prospective landlords run your file...no evictions that we have turned into money judgements but they will follow us around for the next 5-10yrs.with no way (that I have found yet) to add a comment defending ourselves . Thats what pisses me off...Hubby's almost doubled his salary since Sept when he took a new job but that income means zip if you have bad credit from when you didn't have money and eviction when money was really tight. We are just now in a position to pay off and resolve these credit issues
but due to past mistakes the only place we have found to move in to the owner has us over a barrel
and he got a heafty hefty security deposit and an exorbited rent amount but hey he is giving us a chance.....I am just tired of making poor choices and getting screwed....
Sbdmom

 

You are right it's stacked aganst the landlord in OHio.

 

I usually agree with lbrown..but there are LOTS of sleazy landlords who do nothing more than rip people off who do not have the resources to fight for themselves...it works both ways

Thanks

 

Hi
Here's what I found (and where I found it)
http://www.dca.ca.gov/legal/landlordbook/looking.htm

Application Screening Fee

When you submit a rental application, the landlord may charge you an application screening fee. The landlord may charge up to $30, and may use the fee to cover the cost of obtaining information about you, such as checking your personal references and obtaining a credit report on you.23

The application fee cannot legally be more than the landlordâ??s actual out-of-pocket costs, and can never be more than $30. The landlord must give you a receipt that itemizes his or her out-of-pocket expenses in obtaining and processing the information about you. The landlord must return any unused portion of the fee (for example, if the landlord does not check your references).

The landlord canâ??t charge you an application screening fee when the landlord knows or should know that there is no vacancy or that there will be no vacancy within a reasonable time. However, the landlord can charge an application screening fee under these circumstances if you agree in writing to pay for it.24

If the landlord obtains your credit report, the landlord must give you a copy of the report if you request it. As explained in the section on "Credit Checks," itâ??s a good idea to get a copy of your credit report from the landlord so that you know whatâ??s being reported about you.

Before you pay the application screening fee, ask the landlord the following questions about it:

How long will it take the landlord to get a copy of your credit report? How long will it take the landlord to review the credit report and decide whether to rent to you?
Is the fee refundable if the credit check takes too long and youâ??re forced to rent another place?
If you already have a current copy of your credit report, will the landlord accept it and either reduce the fee or not charge it at all?
If you donâ??t like the landlordâ??s policy on application screening fees, you may want to look for another rental unit. If you decide to pay the application screening fee, any agreement regarding a refund should be in writing.

Good luck to your son...

Sbdmom

 

Although it's not fair to generalize, many landlords seem to think that their rental property is ultra valuable, which is usually a far cry from reality. However, when it comes time for repairs, etc., they don't hesitate to delay, or whatever, to save a penny while the tenant must wait patiently. I disagree that the law is on the side of the tenant, because in the end, the landlord is the owner of the property and has many rights as a result. The so called background and credit checks are just other ways for the landlords to take more of the tenant's money--legally! A good or bad credit history is not going to guarantee that a tenant will or will not pay his rent--personal economies change quickly these days--for the better or for the worse. Furthermore, being evicted in the past is not necessarily an indicator that the tenant will be a bad one--not all evictions are the fault of the tenant. It's not that easy finding a new place and having the money to move on a moment's notice. In this country, when you make a mistake and that mistake is placed on computers, you're judged rather harshly in my opinion. For example, if you did 1,000 good deeds (like pay your bills on time), that becomes meaningless the moment you do one bad deed (fall behind) because the negative information is much more important than the positive. What's wrong with this picture? Lest we become and act like human beings sometimes. As for the landlords--I think the fact that many of them charge three months rent just to move in is MORE than enough security. In fact, most tenants know that when the deposit has been given to take a place, they've already lost at least part of it.

 

www.mrlandlord.com is a great cite for landlord/ tenant issues and state links to applicable laws.

Sassy