According to my credit report these are the only negative items still left on my equifax credit report.. I need help as to how to attack these.. The first one is sort of odd.. It says the DOLA was 07/1999 However it says date reported was 02/2004... this is the only instance of this on my credit report.. it seems sort of odd that it wouldnt be reported for nearly 5 years..Of course maybe I am reading that wrong..Also the past due amount is greater than the balance.. I have posted this first one here.. Account Number: 19XXXX Rate or Status: Account Owner: Individual High Credit: $0 Type of Account : N/A Terms or Monthly Payment: $240 Date Opened: 06/1998 Balance: $2,769 Date Reported: 02/2004 Past Due: $4,551 Date of Last Activity: 07/1999 Months Reviewed: N/A This second one is a charge-off Account Number: 3292XXXX Rate or Status: CHARGE-OFF Account Owner: Individual High Credit: $570 Type of Account : Installment Terms or Monthly Payment: $19 Date Opened: 04/2001 Balance: $488 Date Reported: 12/2003 Past Due: $241 Date of Last Activity: 10/2001 Months Reviewed: N/A Comments: this 3rd is from a CA.. HELVEY & ASSOC. Date Assigned: 11/2003 Account Number: 2100129 Original Amount Owed: $216 Balance Owed: $216 Balance Date: 12/2003 Date of Last Activity: 03/2003 Date Reported: 12/2003 Status Date: 12/2003 Status: D-Unpaid what is the best way to attack these?
