Last Activity Date 8/92?

Discussion in 'Credit Talk' started by dlo64, May 18, 2001.

  1. dlo64

    dlo64 Well-Known Member

    Just received my husband's Equifax. There is a Bank of America account on it that shows opened, 11/89 (don't think this is his account as I know he did not apply for any credit in 1989) and shows a last activity date of 8/92 and also a last report date of 8/92. Shows the account sold/transferred with a R1 rating. Shouldn't this have fallen off in 1999?

    Just thought this was odd.
  2. roni

    roni Well-Known Member

    accounts that are in good standing can stay on up to 10 years or perhaps more. The seven year rule applies to bad debts or negatives only.

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