Was wondering if anyone had any last minute tips regarding a citation to appear in court tomorrow to discover income and assets in regard to a judgment? I'll take all the thoughts I can get ... If anything, it will help to take my mind of the situtation and calm my nerves some.
Have a bottle of your favorite alcoholic beverage ready for after the hearing. Just kidding. I wish you luck.
Mycroft, Perhaps your wishing me luck actually worked?! Apparently the ca's lawyer never reverified the balance of the checking account. They only checked the balance once - on the first day they issued the citation a few weeks ago ... Which is a good thing because a few days after their initial inquiry, a rather large direct deposit posted to my account. All they walked away with was $3.63 ... the judge actually laughed. As it turned out, I was able to negotiate a new repayment plan ... instead of $200 I'm now only paying $30 a month ... Never thought I'd be drinking that beer in celebration of a victory-albeit a small one. Cheers!
congrats man, looks like lady luck smiled on you today huh . Good to hear good new from my fellow members
Congratulations! I know there are a few people here who think I'm really hard-core pro-creditor, but I've had my own bank account sucked dry a long time ago, and that really bites. I'm glad they only skinned you for a few bucks, and I'm really glad you had a great day in court. I bet it made that beer taste even better.
regarding court... Yeah things worked out pretty good ... All I originally wanted was to get the monthly payments reduced ... $200 a month was killing me! I can't believe how stubborn this particular ca was ... I offered them a 75% settlement on two separate occasions ... never seemed to phase them! In looking back ... I'm glad it's over, even if I did end up w/a full judgment on all three reports ... w/just a little more luck maybe I can work on getting that off my cr's well before 2009!! Who Knows, maybe I can put that $170 I'm saving towards getting the judgment vacated?
