Late payment history

Discussion in 'Credit Talk' started by jeffb, Mar 9, 2001.

  1. jeffb

    jeffb Guest

    Does anyone know if the specific incidents of late payment, ie 01/15/97 - 30 days late, are purged from the account credit history every 5 years, 7 years or maybe never until the account itself is removed. My account is recently paid with many lates 3-4 years ago. I would like some information before my call to the creditor today.
  2. SLIM

    SLIM Guest

    7 years it is purged, however if your nice to the creditor they may be willing to work out an amicable arrangement.
  3. Marie

    Marie Well-Known Member

    Call and ask nicely. If they say no, call again. :) IF you've been a good customer since then they likely will do it.

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