Was reported as paying 30 days late in nov.and 60 days late in dec. Isn't This Mathematically Impossible???
RE: no you didn't pay your october bill, hence making yourself 30 days late in november, and 60 in december.
RE: no sam wrote: ------------------------------- you didn't pay your october bill, hence making yourself 30 days late in november, and 60 in december. =========================================== So how many times times did I pay late? Was it paid late one time or 2 times ?????
RE: no Say the bill was due Ocotber 15 and you didn't pay it. On November 15 you became 30 days late. After still not paying it by December 15 you became 60 days late. Even though it was only one payment, the status on Nov 15 was 30 days and Dec 15 was 60 days and unfortunately that's how it's reported. Any lender reviewing your credit report should understand how to interpret it correctly - they'll understand it's one payment.
RE: no the issue is that your account was past due by 30 days, then 60. making a payment for less than the minimum amount due will result in a past due status, as will making no payment.
