Lates reported with unknown dates

Discussion in 'Credit Talk' started by tmitchell, May 9, 2002.

  1. tmitchell

    tmitchell Well-Known Member

    Looking at the new Equifax CreditWatch screen, I noticed several 30, 60, and 90-day lates on several of my student loans are being reported but stae "dates unknown".

    I thought this wasn't allowed? Unless they can at least verfiy the month and year of the late payment, does it not have to be deleted?
     
  2. shopnspend

    shopnspend Active Member

    I am having the same problem with one of my accounts. I'd like to think that they can't do this, but I've disputed with the CRA and original creditor and they refuse to delete.

    Calling the experts -- any suggestions?
     
  3. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Dispute on the basis that its not complete and accurate reporting.

    I wonder how that affects scoring?

    The older the lates the less they hurt, but how are they treated in this case?
     
  4. lbrown59

    lbrown59 Well-Known Member

    Ifin they don't no when it was late how dose they know it waz late?
     
  5. lbrown59

    lbrown59 Well-Known Member

    you can bet it don't gain you any points.
     
  6. spiderman

    spiderman Well-Known Member

    dispute it as "I was never late on date unknown"
     
  7. shopnspend

    shopnspend Active Member

    LOL.. My thoughts exactly... The trick it getting the Jack asses at the CRA to understand.
     
  8. lbrown59

    lbrown59 Well-Known Member

    I guess ya gotta hit em across the head with a 2x4 to get their attention!
     
  9. GEORGE

    GEORGE Well-Known Member

    Sounds good to me...
     
  10. cfand3boyz

    cfand3boyz Well-Known Member

    If they don't know when it was late, how will they know when it is time to delete(7 yrs are up)?? I have an unknown date that just popped up on one of my EQ. I thought it would be easy to dispute and have removed (imagine...I thought it was a no brainer).
     
  11. lbrown59

    lbrown59 Well-Known Member

    I thought it was a no brainer). cfand3boyz |

    Anything they do is! l) b 59
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