Re: Re: Re: Re: Law suit received MOST OF THE TIME IT IS what is hers is hers...and what is his is hers too GEORGE | ============== I thought it meant The whole town owned your stuff. L:::::::::::::::::: O```````````````````````````` L....................................... """"""""""""""""""""""""""""""""""
Re: Re: Re: Re: Law suit received I've been dealing with these clowns at Great Seneca/Wolpoff & Abramson. They change their name from day to day I guess. One day I call and they say it's Great Seneca, next time it's Wolpoff & Abramson's operator, who wants me social security number. I say no, she asks my name. I say I'm Ron Jeremy, they just hang up after that. I'm convinced Wolpoff/Great Seneca/Platinum Financial are all the same company. I have 12 days left, and still no validation, and they never validated in May anyways. Idiots. anyone on this board, please call these clowns at Great Seneca/Wolpoff and ask them what the heck they actually are. See how fast you get hung up on. 1-866-896-3996 It's amazing that I actually got their number. It's not even listed.
Re: Re: Re: Re: Re: Law suit received I say no, she asks my name. I say I'm Ron Jeremy, she just hung up after that. ex0dus ============================ Probably cause she thought you were to big to handle.
Re: Re: Re: Re: Re: Re: Law suit received George. In my case does this possibly mean Providian sold the debt to First Seneca?
Yes, she must answer the suit. Not showing up in court is a bad idea. But let me ask this: - Was there any communication between your wife and the collection agency before filing the lawsuit? - Has your wife received any letter from the collection agency after filing the lawsuit? - Has your wife requested a validation of the debt from the collection agency?
vghost My wife never spoke to collection agency. Collection agency never sent anything after suit filed. She answered the suit asking for valadation. Court date set for 1/23/04. Any suggestions or comments from anyone?/please advise. thanks!!!
Re: Re: Re: Re: Law suit received To continue George's reasoning.... She Incurred the Debt You are both responsible...
Re: Re: Law suit received Well, according to FDCPA Section 809(a) the CA is already in a violation, because they did not send you the required notice. Wait for the validation and let us know about it. Watch if they pull your report after you requested the validation.
Re: Re: Re: Re: Law suit received Unifund purchased the account from Providian, Unifund then assigned Greate Senica Financial to collect on the account on their behalf. Did the suit itself contain the 809 and 807(11) notices? Mini-Mirandas?
Re: Re: Re: Re: Law suit received Jam237 I do not see 807 or 809 on the suit. What is a mini miranda? Also, we have had two Attorney's both advise that even if my wife gets a judgement on this they can't touch anything that's mine except putting a lein on the house because its in both names. We have individual checking accounts, always have. They did mention something about if we used the card to pay utility bills or other household expenses that they could come after me for this. She only used the card for clothes shopping, etc.
Re: Re: Law suit received VGHOsST, They have not pulled my report but they did put a note on my wifes credit reports that a civil suit for $5900 has been filed by Great Senica Financial. How can they do this without valadation or judgement rendered? Is this legal? Guilty before trial begins??Obviously with that negative entry on her credit report she can't get a loan. Pre-Trial is set for 1/23/2004.
Re: Re: Law suit received My wife received a call from her atty today. Seneca Financial would like to settle the case out of court for $1,500 and they'll give her 30 days to pay. This is approximately 25% of which they were asking for, $5,956. In the answer to the suit our atty asked for proof of signature on contract, amount owed, etc...With Seneca willing to take 25% so quickly, (our answer wasn't filed until 12/4 then it took 3 days to get to the Plaintiff atty) do you think they have no supporting documents or proof from Providian? What should we do? They want an answer by tomorrow. Thanks!!
