My husband and I will be seperating in the next month or so - should I apply for credit using our household income first? He makes 10x's more money than I do - and I need to use his income if I want to secure credit for my future - my fico is in the high 700's - I own a home in my name - and have only 1 credit card with a 5k limit - no balance in my name - I have no other debt. Please let me know what the benefits and draw-backs are??? Any advice would be GREATLY appreciated!! THANK YOU!!