His site, services, advertising and fee structure are all in violation of the CROA: http://www.ftc.gov/os/statutes/croa/croa.htm Illegal is illegal, call it whatever you want. Sassy
Oh well... it's hard to make every body a believer. I just noticed the post regarding Lee Harrison. He has done good work for me. He has treated me fairly. I checked him out before using him. He checks out. He never asked me to post this. As a matter of fact, Lee has a discussion forum on his website. Why don't you post the most difficult question possible on his site and see if he can reply to it. He's seen and dealt with thousands of cases. He's done his homework over and over again. The advantage that he has over somebody who does their own is seeing and dealing with all types of credit problems. Unless you've got really bad credit, you probably don't have all of the credit problems possible. It's easy to be skeptical. It takes research to know your facts.
why is his Better Business Bureau report deplorable , it says he makes promises he cannot keep. does not honor his satisfaction garuntee, and makes empty promises, and if you dont believe me check it out yourself at www.bbb.com
why is his Better Business Bureau report deplorable , it says he makes promises he cannot keep. does not honor his satisfaction garuntee, and makes empty promises, and if you dont believe me check it out yourself at www.bbb.com
I must retract my previous post. www.ez-credit-repair.com seems to be out of service. Lee Harrison has a ton of complaints on tyler.bbb.org and apparently has quite a few with the FTC. He started off okay. However, I've heard many complaints about him. I believe that he's good at credit repair, however, he's way too busy to handle all of the client's he's signed up His service level right now is really low. Don't pay him up front. That is against the FTC regulations.
Amazing how that paid advertiser just re appeared outta no where. I guess the law library at the Corpus Christi Jail does have internet access. Oh well enjoy your incarceration, i hope some inmate makes u his biotch LEE.
Re: Re: Lee Harrison Credit Restoration the reason I say that is on the letter I got back from Experian...they say that a credit repair company cannot charge for services up front unless that have a 10k bond. Matt
Re: Re: Lee Harrison Credit Restoration Don't know what to tell ya, read the regulations for yourself. Perhaps Exp is referring to your state's laws but that is unlikely as they can't trump the federal law. From the link above: SEC. 412. RELATION TO STATE LAW.(16) This title shall not annul, alter, affect, or exempt any person subject to the provisions of this title from complying with any law of any State except to the extent that such law is inconsistent with any provision of this title, and then only to the extent of the inconsistency. And specfically to answer the question: (b) Payment in Advance.--No credit repair organization may charge or receive any money or other valuable consideration for the performance of any service which the credit repair organization has agreed to perform for any consumer before such service is fully performed. I'd not put too much stock in anything that Exp says, they don't make the laws, they have to follow them and they can't even get that part right ;-) Sassy
Lee harrison Credit Resoration Yes I've heard of Lee Harrison Credit Restoration. (in my opinion) he stole $850 from me in 2003, then told me to "F" off "I got your money" and apparantly has done this to many others as well. I sued him in 2006 in the 18th Judicial Court of Wichita Kansas court docket # 06SC526 (316) 660-5630 and was awarded a large judgement plus interest and court costs. I then had it domesicated in Dallas Texas in 2007, Which forced Rudolph J. Strobel (aka Lee Harrison) Texas D.L # 16864629 to pay the judgement. After almost 5 years of chasing this crook (in my opinion) the Federal Trade Commision has taken notice and has proceeded with a injunction to stop him from doing buisness as of 3 Sept 2008. (public information) It is my ultimate goal, to see him and his wife Leanna Harrison of 1969 Fm 2888 Marietta Texas 75566, jailed for fraud, conspiricy and theft, but we'll see what happens. Anyone who has experienced anything like this, please contact me; (214) 727-5354 or tankboot@spamarrest.com and I'll see that you are on the track to getting your funds back. I've spent 5 relentless years digging up truth, records and facts on this sly dogg, don't try to reinvent the wheel, just contact me, as I have a large file on this guy. Duane Davis
See someone who makes a legitimate complaint and actually signs their name. Wish our complainants would do the same! Of course, our complainants are shills.
(everything below is my opinion) Since you have searched the internet looking for answers as to why the FTC has shut down LHCR, see below. The FTC does not shut down a company unless something is "afoot" do not let the Bull crap "i'm an innocent victim, (waverng pitiful voice) and I don't know what is going on, please bear with me as we sort it out, and god bless" voicemail message on the LHCR telephone number, fool you. This guy can sound mighty convincing and pitiful when he wants the pity of the people. Truth is, this guy is a freaking SNAKE, who say's "F" You, and "F-Off" I have your money, good luck finding me punk" when you question him. I have voice recordings where this guy (Rudolph Strobel AKA Lee Harrison) is talking alot of TRASH, cussing and egging me on to (quote ) "come find me if you can f@ggot" I believe in "ACTIONS SPEAK LOUDER THAN WORDS" In accordance with this methodology, This self-proclaimed CHRISTIAN is not practicing his self-proclaimed faith. If this guy was ACTUALLY a Christian, practicing the guidelines as set forth in the biblical text, I wouldn't be angry, I would not have sued him and recovered monies, and the FTC certainly wouldn't be placing an injuction upon him and his buisness. Let's be real. ACTIONS SPEAK LOUDER THAN WORDS. GO LOOK AT HIS BBB record and do the math. My grandfather gave me several peices of advice growing up, which I revere to this day; 1. There are only two kinds of people on the planet son, and one of those two........ are stupid. 2. If common sense was common, everyone would have it. 3. Fool me once, shame on you. Fool me twice, shame on me. In order to get some resolution for those ripped off (in my opinion), please do the following in the exact order that I list. I've already done this, perfected it, and made all the mistakes. Call me if you have questions; 1. Call Anne Lejurene with the Federal Trade Commission in Dallas (214)979-9371 and tell her your story. 2. Call Century Bank in New Boston, Texas to inquire about the $10,000 surety bond account # 5834111, which protects those injured by credit repair organisations. (903) 628-2582 3. Call Sharon Shaw, the assistant district Attorney of Texas and file a complaint. Ask for her specifically. ( 806) 747-5238 4. File a complaint with the BBB in Dallas Texas 5. Call Ken Ford the attorney who filed my domestication in Dallas. (214) 505-7162/214 265-9652 6. Look up process servers in Texarkana Texas, and locate one to serve the suit papers to the below. Do this before filing in small claims. Certified mail does not work, trust me. 7. File in small claims court using the following information; Rudolph J. Strobel, Leanna R. Harrison & Lee Harrison Credit restoration 1969 FM 2888 Marietta, TX 75566 8. Rudolph J. Strobel D.L. # 16864629/Leanna R. Harrison D.L. # 15549977 9. You may list the law suit (Cause # 06SC526) Iâ??ve already won in the 18th Judicial Court in Wichita Kansas, (316) 660-5630 and even call and get a copy of the judgment if you like to include with your suit. This will go a long way towards proving punitive damages, which have already been won and a precedence set for cause. 10. When you are done with all of this, call me back, and Iâ??ll tell you how you can get your credit PERFECT in less than 90 days, all by yourself, and never pay a penny to anyone to do it for you. I perfected the method, and you can do it yourself. I had over 122K removed from my credit files in less than 6 months, and taught myself how to do it without any problems. I hope that this helps. Duane Davis (214) 727-5354
(everything below is my opinion) After my adventure with Lee Harrison, I began analyzing how the credit system in the U.S. Works, and after months of careful study, I realized things most people do not even know. Thereâ??s the â??bookâ? way and thereâ??s reality guys. Here is my BASIC advice on how to fix your credit quickly; 1. All credit collection agencies use illegal tactics, because so very few people actually respond, so itâ??s cheaper for the collection agencies to violate the law, and in extreme cases â??settleâ? than to abide by the law 100% of the time. You can use this to your advantage. They call it â??acceptable riskâ? 2. Collection agencies want their money up front, and will try and bully you to get it all up front, use this to your advantage. Problem is almost all of them purchased your debt for pennies on the dollar from the original creditor, and usually have nothing but a slip of paper that shows you owe the debt. Iâ??ve never seen any creditor actually have the contract or original paperwork you signed, and they certainly canâ??t provide you the proof of debt IAW the FDCA â??Validation of Debtsâ? 3. Fact: Every time a collection agency violates the FDCA, they owe you $1,000.00 USD plus reasonable attorneyâ??s fees and court costs. 4. Most debts are too small to even waste time on, so itâ??s cheaper for collection agencies to â??settleâ? with you, instead of hiring an attorney in your area, paying a retainer and then possibly losing in court. You have the home field advantage. 5. Most credit collection employees are idiots, and have little or no education, and are certainly not aware of the law as they should be, and even if they do, they do not follow it. Use this to your advantage. 6. Medical bills are the worst and just â??kill meâ? per say. These morons typically have a lot of audacity, and will bill you $5.99 for a freaking aspirin or $90.00 for a bandage. BULLSH*T I say!!!. Request an itemized statement from the provider, go through it line by line, and list every overcharge and every fake charge for something you never received. Sue them, and let them explain to a judge why they charged you $5.99 for an aspirin. Insurance fraud is a felony crime, and in my two cases, the hospital dropped my entire $15,945.12 bill, after I filed suit against them for fraud. Not only did I file suit, but I files a complaint with the Texas Dept of Insurance, Fraud division and I was told these companies do this all the time, but no one ever disputes it. Investigate it people, the companies steal us blind. Think about it; the average American who has health coverage pays on average $300-$500 per month for their family coverage. On top of that your company id paying an additional amount of $900-$1500 for you per month making these insurance companies rich. 7. If your insurance company refuses to pay a medical bill, sue them in small claims court, I donâ??t care what the contract says. Let them explain to a judge why they wonâ??t pay. In four separate cases with BCBS, they paid the remaining bill before it ever went to court in response to my suit. 8. If a doctor bills you for some B.S. crap, dispute the debt, ask for substantiation and then sue them if they try and place it on your credit file. If everyone starts to â??dispute and sueâ? these doctors when they pull this crap, medical expenses will come down eventually. Just because you are a doctor does not mean you can charge me whatever you want, when ever you want, because you have $250,000 in college loans to pay off, buy a second house on the beach, and give your wife a new Mercedes convertible for Christmas. Get real people, letâ??s fight back. 9. Record everything if itâ??s legal in your state. Be careful though, not all states are legal, and in some states like Michigan itâ??s a felony. Most states have a law which regulates the recording of telephone and personal conversations. For example, Texas (among many) allows a person to record any and all conversations (even by phone) as long as you are a party to it. Go buy a Digital pocket recorder which records in MP3 format (all of them now) and capable of downloading to your computer. (RCA Digital Voice Recorder Model Number: RP5036) 10. Record EVERY single conversation you have with EVERY single creditor, carry it around with you, and record every conversation where they threaten you, call before 8am or after 9pm your time, and every time they discuss your debt with someone other than you. Each violation is $1,000 they owe you. 11. While you talk to them offer in â??good faithâ? to make small payments, if they refuse to accept, log these these telephone calls for future use. A judge will look very poorly at a creditor who refuses even $1 per month in payments, since you are trying to pay â??in good faithâ?. Watch them squirm in court, if they every get there. In Texas (and most states) a credit collection company, must have a surety bond of $10,000 in order to collect money from you. 99.3% of creditors do not follow this law, and are in violation of the law, which allows you the right to sue them. Texas Finance code 393 Texas Finance Code § 392.101. BOND REQUIREMENT. (a) A third-party debt collector or credit bureau may not engage in debt collection unless the third-party debt collector or credit bureau has obtained a surety bond issued by a surety company authorized to do business in this state as prescribed by this section. A copy of the bond must be filed with the secretary of state. (b) The bond must be in favor of: (1) any person who is damaged by a violation of this chapter; and (2) this state for the benefit of any person who is damaged by a violation of this chapter. (c) The bond must be in the amount of $10,000. 12. Once you have your recorded phone calls, and once you have sufficient evidence that the collection agency violated the law you are ready to proceed. 13. File against the creditor in your local small claims court, in fact, file against all of them at once. In my experience (39 cases) they all (100%) called me to settle out of court before the trial. 14. The FDCA says that if you dispute a debt in writing, the creditor must provide you proof, in writing, that you actually owe them a debt. In 39 cases, and in 39 certified mail requests, not one ever provided proof. This is cause for a suit IAW the law. (primarily they never respond, because they have nothing to send you. See # 2 above) 15. When you file, bluff them on the claim form. For example; every single one of my claim forms stated the same thing. â??Defendant violated multiple sections of the FDCA. Defendant was recorded IAW Texas law, making threatening & illegal comments which violate the FDCA in multiple communications. Defendant refuses â??good faithâ? payments & refuses to provide substantiation of debt in direct violation of the FDCA. Plaintiff seeks court order to remove credit entry, and injunction relief to force defendant to stop performing collection activities as they are not licensed or bonded IAW Texas law to perform credit collections. 16. Sue for the maximum allowed by your small claims court. These are the basics guys. I helped a friend of mine from Corpus Christ 64 days ago, get over $96,000 in debt removed completely from her credit report, by following my advice. She filed suit against 16 creditors on the same day, and within 19 days they all called her to settle. You have to be a hard azz, and you stick to your guns when they call. Tell them you will dismiss the case if they completely remove the entry, never to be replaced on any credit file and do not sell, rent, exchange or otherwise transfer the debt to anyone else or any other company or entity. Donâ??t get cocky and demand money unless you really have a rock hard case, with plenty of hard proof to back it up. In a case like this, sue the crap out of them, and actually take them to court, donâ??t settle unless itâ??s easy for you. In most states, credit repair companies are tightly regulated, Research their BBB history before paying a dime. In Texas, the law says that any company providing credit repair, must have a $10,000 surety bond which must be held in trust at a federally Insured bank or savings association located in Texas. (b) The name of the depository and the trustee and the account number of the surety account must be filed with the Texas Secretary of State, Statutory documents division. Make sure when they send you the settlement agreement in writing that it says the previous. Do not say, or admit or disclose any information other than that. Be forceful and do not back down. These attorneys think they are smart, and will try and bully you into backing down when in reality they are a bunch of pansy pencil pushers, and that is why they are sitting behind a desk settling cases. Trial attorneys are the ones to respect, they are the ones who will go to court and fight, but you almost NEVER see these guys except in big cases like murder or large insurance cases. Worse case scenario, if they donâ??t want to settle say â??ok then, see you in courtâ? and hang up the phone. They will call you back I assure you. There is more to this whole thing, but in essence this information has proven to work perfectly, and Iâ??ve demonstrated it on more than one occasion in 2007 & 2008 winning more than 39 settling them before court ever conveiened. Call me if you have questions, I will help you for free & walk you through the entire process. This is not a joke. If the credit collection people can play dirty, why canâ??t we? Itâ??s dang well time we played hard ball back. Grow some cahoonus and join me in fighting back against these people. (214) 727-5354
Zasxer You are incorrect..Been topic's on that site about Lee Harrison and his wife charged with FRAUD by FTC..In fact click on his net links..Some will be FTC..telling you They shut him down..I think he must have lot of compliants...Do you work for Him?
Assuming you file a new lawsuit every time they violate, otherwise, that is not what the statute and much case law says. Its the FDCPA, and no, it does not say they must provide you with anything. They can choose not to provide you with anything, but they most stop collecting. Are you confusing Texas Law with the the FDCPA? I hate to break it to you, but you did not win 39 suits. They were never tried. As you mentioned previously, many CAs will settle because its much cheaper than defending. Small claims in Texas was for suits up to 5K until just here recently. Corporations must hire an attorney. When you figure those costs, they chose to pay a nuisance fee - not to say you didn't have had valid claims, but no one will ever know because 1. You settled 2. You filed in small claims. Honestly, you haven't shared any big secrets here that members here have not shared with each other for years.
That may be true, but it's good to hear it from new people now and then, if only to validate for the skeptics that it really does work.
(214) 727-5354 Search found... Lee Harrison Credit Restoration & the Federal Trade Commmision ... I hope that this helps. Duane Davis (214) 727-5354 .... Grow some cahoonus and join me in fighting back against these people. (214) 727-5354 ... Lee Harrison Credit Restoration & the Federal Trade Commmision Canadian-Money-Advisor.ca - discussion forum advice for Canada - 40k -
