Legal Leg to Stand On

Discussion in 'Credit Talk' started by Payoff2K, Sep 26, 2001.

  1. Payoff2K

    Payoff2K Member

    Legal Leg to Stand On

    Payoff2K | 1 posts since Aug 2001 206.228.18.25 | 09.25.2001 @ 17:18



    Can anyone tell me if I have a legal leg to stand on.

    Here's the situation: I rented an apartment years ago and left owing a balance of $500. The apartment has since been sold to another managment company. But before it was sold, the old management turned my account over to a collection agency. The collection agency is now reporting the account under the new management company. to the credit bureaus. I don't the new company who on various occcasions when I called to make arrangemnt w/them said that they do not recognize any accounts prior to their take over. I have tried to get them to write a letter stating that but they refused. What can I do? I have gone to court and they have dismissed the debt with the old company.
     
  2. roni

    roni Well-Known Member

    Send a copy of the court judgement to the collection agency or the cra. You didn't state what you wanted to have happen.
     
  3. Payoff2K

    Payoff2K Member

    Thank you.

    I want this item removed from my credit report. I have talked with reps from the cra's but was told that they only verify information that is on the report. The old company's name which is on the court papers is not being reported. This item is being reported under the new management's name per the collection agency.

    Any help here will be greatly appreciated.
     
  4. breeze

    breeze Well-Known Member

    Get hold of something that proves that the new company bought the old company - city, county or state records. That and your court papers should prove your cace to CRA's. The FCRA says they have to accept your documentation.
     
  5. bbauer

    bbauer Banned

    While I sense that some information may be missing here in what you are telling us, seems like a validation letter to the collection agency would be the way to force their hand. Make them prove the debt and if they fail, make them take it off.
     

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