1.) In reading the terms for a number of secured cards, the offers are not valid in the state of Wisconsin and a few others. Any idea why? What happens when you move from one state into one of these states, do they close your account? 2.) I lost well over a thousand dollars two years ago thanks to someone stealing and forging my checks. I pressed charges, the guy admitted to it in the police statement, was scheduled to appear before the court and was a no show at the hearing. An arrest warrant was issued, however he has disappeared. The case is still open but stagnant. If they ever find him years from now, would the charges expire due to the amount of time that has past? Can I sue him in small claims court, even though he is no where to be found and hasn't actually been convicted? I may be moving to a different state in the relatively near future, will this affect my ability to sue? Thanks, Paul.