Separate names with a comma.
Discussion in 'Credit Talk' started by C, Apr 24, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I believe that it is legal if you signed a contract with them that says something to that effect. Re read your agreement. It is probably in there somewhere.
They can sale to different collectors. But.... only one collector can list the debt on your credit report at a time. (Meaning if they sale the debt they must delete it!) You need to get a folder and collect all the letters you get about that account. That way you have proof in your demand to delete from you credit file.
Letter to the collecto:
You can write telling them you are aware they are not the authorized agent to collect the acount nor the original creditor Request they delete it ASAP or you will report them to the FDCRA!
This always works if you have dates!
It depends on the state you live in. Just becuase they do something to try to force collection does not mean it is LEGAL .
The majority of creditors break civil laws ROUTINELY in attempt to collect old or bad debts with no regard to the rights of the consumer.
Its best to assume that they are breaking civil laws and you will find your credit report maintenence objectives and successes ROCKET through the ROOF.