I worked in Petro Canada for the past few years. Recently, I left the job to join hands with my friends to start a new delivery business. The transportation expenses are incredibly high. So, we are planning to buy a truck as early as possible. Since we are going through a crisis period right now, it would be better to secure a loan. Last day, we came to know regarding the process of leasing a truck. But, it's found to be a complex task in which we can use the truck in exchange for a monthly payment. We can either return the truck or purchase it at the end of the lease period. We would like to choose the one with lesser payment. Which do you think would be better? Is it better to approach a lender in case of a loan? Can you please suggest a few lenders in London providing truck and trailer loans? Expecting your replies!