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Discussion in 'Credit Talk' started by Flagirl, Dec 17, 2000.
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You are almost ALWAYS better off getting dealer financing. Lending tree if will cause many inquiries to appear on his/your credit reports.
Go find the car you want, have him cosign a factory incentive financing. You'll end up with better rates, especially if its not a hot selling vehicle (audi,vw,mercedes,bmw,lexus,infinity,acura). If its american or jap you will get great rate that way!
No complaints about the Lending tree. I do agree with Sam, you can probably get better financing from the dealer. I got the absolute 0 deal from Mitsubishi, but before that I got turned down by 2 of the 3 lenders in lending tree. The one that did accept me, did offer a better rate than Mitsubishi after the 0 rate expires, so I am planning on refinancing later.